Our services
Finance with a clear purpose.
From residential mortgage introductions to non-regulated commercial and bridging requirements, we begin by understanding what the finance is intended to achieve.
01 · Introduction service
Mortgages &
remortgages.
An introduction to the right type of conversation.
If you are purchasing a home, moving or reviewing an existing mortgage, Proventus Capital can discuss an introduction to an appropriately authorised mortgage firm. We do not recommend regulated mortgage products, assess their suitability or process regulated mortgage applications.
The receiving DA firm or AR, operating within its principal’s permitted scope, is responsible for any regulated advice, product assessment and application processing. It will explain its terms, fees and service before you proceed.
Discuss an introduction ↗02 · Business property
Commercial
mortgages.
A considered approach to premises and property.
Commercial mortgage enquiries may relate to buying business premises, acquiring a commercial investment property or refinancing an existing property-backed facility. The purpose of the borrowing, borrower and property use all matter.
Our advisory and provider activity is confined to non-regulated products. Where a commercial enquiry involves regulated activity, we introduce it to an appropriately authorised DA firm or AR for the relevant advice and processing.
Availability, security, fees and terms depend on the receiving provider’s assessment. Finance is not guaranteed, and suitability cannot be inferred from the description “commercial”.
Discuss your commercial enquiry ↗03 · Short-term finance
Bridging
finance.
Short-term borrowing needs a credible exit.
Bridging finance is short-term borrowing secured against property. Enquiries may arise around a time-sensitive purchase, an auction or a gap between acquisition and longer-term finance.
The proposed exit, such as a property sale or refinancing, must be considered alongside the term, interest, fees and the consequences of delay. Refinancing or selling within a planned timescale is not guaranteed.
We only advise on or provide non-regulated products. If your enquiry falls within regulated activity, our involvement is limited to an introduction to an appropriately authorised DA firm or AR.
Discuss a bridging enquiry ↗Fees & referrals
Proventus Capital may receive an introduction fee for a referral. Ask us about any payment or benefit connected with your introduction before proceeding. The receiving firm will explain its own fees and terms separately.
Start a conversation
Tell us what you have in mind.
We’ll explain our role and help you understand the next step.